If trading investors need to cancel trading, they can bring their fund trading card and bank debit card to the counter before the trading day 15, fill in the trading application form and indicate the cancellation of trading. If it is after 15, some banks can make an appointment for trading according to the quotation of the day and trade the next working day. Almost all banks and fund management companies support online trading funds.
First of all, understand that T is a trading day. If the withdrawal application is initiated before T-day 15, the withdrawal can be successfully made on the same day, but due to different purchase methods, the money will be returned to the account in different ways.
If it is a bank card purchase, it will take T+2 working days to return to the bank card after the withdrawal is successful.
However, at present, all the major fund sales platforms have launched their own money funds, such as Tian Tian Fund Lifelong Treasure and Ant Financial Service Yu 'ebao. After the withdrawal is successful, the arrival time is generally faster than the bank card purchase. Take the Tian Tian Fund as an example. After the successful withdrawal, the funds will be returned to the available share of Active Bao in real time, but it takes T+ 1 working day to withdraw cash.
If you buy before T-day 15 and want to cancel the order after T-day 15, the cancellation is unsuccessful at this time, but the purchase is in progress and the share is to be determined. Generally, the share will be confirmed on T+ 1 day. Although redemption can be applied on T+2 day, due to the different types of funds purchased, the arrival time will be different, and the holding period will be less than 7. Need to be cautious.
Monetary fund: apply for redemption on T day, and it will arrive in T+ 1 to T+2 working days (some fund companies can realize redemption on T day and arrive in the account on T day). Because there are gains on weekends, avoid launching redemption on holidays.
Bond fund: apply for redemption on T day and receive it within T+2~4 working days.
Equity fund: apply for redemption on T day and receive it within T+5~7 working days.
QDII fund: apply for redemption on T day, and it will arrive in T+7~ 10 working day.