Calculate how much it will cost to renovate your home. Taking out a loan to buy a house is now the most common trend in buying a house. There are three ways to buy a house with a loan: provident fund loan, commercial loan and hybrid loan. Among them, the provident fund loan is more favorable, not only the loan interest rate is lower

, and you can also use the deposited provident fund to repay the monthly payment. To apply for a provident fund loan, you need the local housing provident fund management center. So what time does the housing provident fund work?

Let’s take a look with the editor below.

1. What time does the housing provident fund work? The service hall of the provident fund management center usually starts working at 9 a.m., and its normal working hours are 09:00-12:00 a.m. and 13:00-17:00 p.m. on statutory working days.

We are closed on holidays and weekends. If you want to handle housing provident fund-related business, you must go to the local housing provident fund management center during this time, such as provident fund withdrawals, provident fund loans, and other services.

2. Process of applying for a housing provident fund loan 1. Loan application Applicants need to go to the local housing provident fund management center or bank to submit a written application for a provident fund loan, and then fill in the relevant housing provident fund loan application form and submit relevant materials.

To banks and loan centers.

2. The application acceptance guarantee company will conduct a preliminary review of the materials provided by the loan applicant, and will notify those who meet the conditions for guaranteed loans. Only by paying the relevant fees and signing the guaranteed loan contract.

3. Applicants for mortgage registration can now conduct real estate transactions, and then submit the house purchase contract, real estate certificate and other materials obtained after the transaction to the relevant departments to handle the housing mortgage registration procedures, and open a repayment account and provide a loan

Account, just wait until you get the real estate certificate.

Editor's summary: The above is an introduction to the difference between off-plan properties and off-plan properties. I hope that the content shared by the editor can give you some reference. If you want to know more related knowledge, you can follow our Qijia.com information.