OTC funds refer to funds that are not traded on the exchange. Over-the-counter funds can be purchased from fund companies, banks, brokers, Tian Tian Fund Network, Alipay, WeChat and other platforms. Fund companies belong to direct selling platforms, while banks and brokers Tian Tian Fund Network belong to fund consignment agencies. Investors can choose the purchase platform according to their own operating habits and transaction costs.

OTC funds take the net value of the fund as the trading unit. Funds purchased and redeemed on the same day need to be confirmed on the second trading day. The trading time is 9:30- 15:00 from Monday to Friday, and it is not traded on holidays.