Hong Zhong Wealth Baby Annuity Insurance (Dividend Type)-Wealth grows step by step through care. It is every parent's wish to let their parents' love surround their children like sunshine, give them a bright tomorrow and protect their healthy growth. Laying a dream road for children and realizing their dream life in the future need a solid economic foundation. As a new generation of baby products in Hong Zhong, Hong Zhong Wealth Baby Annuity Insurance (dividend-sharing type) not only has the characteristics of compulsory saving and prudent financial management, but also helps parents to easily realize the planning of "wealth baby" with the characteristics of flexible choice, independent planning, guaranteed collection and comprehensive care. Let the baby thrive under the care of parents and have a brilliant tomorrow. Product features Fixed annuity can be selected as needed-the insured designed to protect children's growth can receive a fixed annuity on a monthly basis from the first annuity collection date agreed in the contract to the last annuity collection date; According to the actual situation and children's future planning, the product can choose the payment period of 6 years, 10 years, 15 years or 20 years, and start to receive the annuity monthly after 15 years or 20 years. Guarantee to receive independent planning-flexibly meet the multi-level economic needs of children's growth. When applying for insurance, choose the monthly annuity amount, and the guarantee period is 15 or 20 years. Customers can meet the actual needs, and then receive the annuity in one lump sum or in installments when their children need it, and leave the annuity in the company for compound interest, thus providing a large-scale economic support for their children. If the insured dies unfortunately during the annuity collection period, the beneficiary of the deceased annuity chooses: (1) to continue to receive the remaining annuity on a monthly basis until the last annuity collection date, and the contract is terminated. (2) Receive the guaranteed cash value at the time of signing the contract in one lump sum, and the contract will be terminated. Death protection intimately arranges cash dividends to accompany growth. The product adopts the cash dividend method, and there is no final dividend, that is, the dividend is directly distributed to the insured in cash.