What about the loss of private equity funds? How to operate? Where can I read the annual fund report? what do you think?
Misoperation fund loss
① Thirty-six measures: Going is the best policy.
What are the immediate solutions to fund losses? It is estimated that it is difficult for many people to bite the bullet of the crocodile principle. The crocodile principle sounds a bit cruel: if the crocodile bites your foot and you try to struggle, the result is that you struggle deeper and deeper. In this case, you can only sacrifice one foot to save your life. This rule is applied in the market, that is, if a mistake leads to a loss, and the loss is still expanding beyond your expectation, then maybe you should leave as soon as possible and don't try to spread the cost by adding positions.
This practice of admitting mistakes and leaving decisively is often proved to be correct, but unfortunately only a few people can overcome the avoidance and luck in human nature. The reason is because of the investment mentality: 1, unwilling to choose to cut meat. Investors have a psychological account. If there is no negative transaction loss, it is not included in the profit and loss. Once the meat is cut, the original negative loss will become a real loss. 2. There is luck. I believe that the original quilt fund can make a turnaround at a certain stage, win and catch up.
In this way, many people will start to dilute the cost with low positions, and the deeper the set, the more they often refuse to invest in any other funds, even excellent funds, which is equivalent to bad money driving out good money. As a result, you have a basket of bad money and less chance to turn over.
The correct way should be to "seek advantages and avoid disadvantages", escape from the bad funds with losses in time, and then "throw bricks to attract jade", abandon the worthless brick funds, introduce excellent funds to make money, dilute costs and balance losses.
(2) Thirty-six measures: counterattack, make far friends, and attack near.
Another misunderstanding of investors is negative treatment. Once the fund loses money, it is no longer willing or unwilling to inquire about its own account. The result of neglect can be imagined. Assets are wiped out in a round of killing, and ostrich policies often cannot wait for miracles to happen.
To avoid this misunderstanding, we must keep a clear head and a strong will at any time and place, face the losses with "changing customers first", judge the reasons for the losses, and then make a decision: "attack the long-term with long-term interests", do a good job in buying funds with long-term interests, and make decisive attacks and defenses and sell or cover positions with serious losses. In short, whether you buy or sell at any time, make sure that you are rational or at least "legitimate" when making a decision. If you are just lucky enough to make money, you must be mentally prepared, and you will always lose money in bad times.
Initial investment fund proposal:
1. According to your own economic situation, do what you can, and don't put urgent money into the fund, at least money that has been useless for more than two years.
2. Choose a fund according to your own affordability. Optional bond fund with lower risk. If the risk is moderate, you can choose a hybrid fund. If the risk is high and the expected annualized expected return is high, you can choose a stock fund. But remember, investment is risky, and so is the fund.
Don't put all the fund investments in one basket. You can choose several funds, such as Bosera, Harvest, Huaxia, Dacheng and Jing Shun Changjing.
4. Don't redeem the fund because of the temporary situation, which will cause great losses. If you don't need money urgently, it is generally better to choose the dividend reinvestment method. Because I enjoyed more preferential policies.
If your income is stable and your savings are quantified, it is also a good way to subscribe for funds regularly.
6. Consider investing in a fund with good performance, not only because of its net worth, but also because of its overall operation level.