1. The housing provident fund withdrawal process is as follows: 1. Bring your valid ID and relevant information required for provident fund withdrawal to the local provident fund management center to handle the provident fund withdrawal procedures, fill in the provident fund withdrawal application form as required, and submit the information required by the provident fund management center

; 2. After receiving the withdrawal information, the Housing Provident Fund Management Center will review the information provided by the user; 3. After the review is passed, the Housing Provident Fund Management Center will notify the withdrawer to sign a provident fund withdrawal agreement and go through the provident fund withdrawal procedures.

The Housing Provident Fund Management Center will transfer the withdrawn funds to the bank card account designated by the withdrawr.

2. Although the provident fund supports withdrawal, there are also conditional restrictions. Generally, only the following situations have the opportunity to apply for withdrawing the housing provident fund: 1. Housing needs to be withdrawn. If the provident fund depositor purchases, builds, renovates, or overhauls his or her own house,

If you need it, you can apply for a one-time withdrawal of the provident fund from your personal account.

In addition, if the provident fund depositor currently has a commercial housing loan that needs to be repaid, he or she can apply to withdraw the provident fund to repay the principal and interest of the housing loan. If the depositor currently rents a house and the rent exceeds a certain percentage of the family income, the provident fund can be used to advance the rental expenses; 2.

Withdrawal of critical illness. If the provident fund depositor or his family members suffer from a major illness or require major surgery, they can apply to withdraw the provident fund to pay for medical expenses, which can reduce the financial burden of the patient's family; 3. Withdrawal of living expenses, if

Provident fund depositors are, for example, low-income households and poor households. Under these conditions, employees can apply to withdraw personal housing provident funds to subsidize their families; 4. Withdrawal from account cancellation, if the provident fund depositor retires, retires, or settles abroad.

, death and other circumstances, you can apply to cancel the provident fund account. Cancellation of the provident fund account can withdraw all the funds in the personal account at one time.

Legal Basis Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee housing provident fund account: 1. Purchase, build, renovate, or overhaul a self-occupied house; 2. Retirement,

Retired; 3. Completely lost the ability to work and terminated the labor relationship with the employer; 4. Settled abroad; 5. Repaid the principal and interest of the house purchase loan; 6. The rent exceeds the prescribed proportion of family wage income.