Where did the fund lose money?
The money lost by the fund is due to the loss of financial products purchased by the fund. For example, if the stock invested by the fund falls, the fund will also fall. However, not everyone in the stock market is losing money. There are many great gods who have made a lot of money. In fact, there is no shortage of money in the market, but it is transferred to others.
For example, Wang Mai Jr.' s fund lost 100 yuan, but the fund bought by Xiao Li earned 100 yuan. This is a transfer process, there is so much money in the market, which is to switch back and forth between ups and downs. On the other hand, when the environment is not good and the stock market plummets, many investors who bought at a low price in the early stage will choose to sell, and major shareholders will also reduce their holdings and cash out. These people will make huge profits.
Regardless of the loss or not, give 3-4% of the principal to the fund company first, because there is a handling fee for fund subscription and redemption, and it is much higher than the cost of stocks. Many people don't understand the routine here. After buying a fund, they sell it for a short time, but they don't know that they want to make a lot of money for the fund company instead of making money.
In fact, the loss of funds and stocks, the loss of money, are floating losses, only selling is the real loss. This is the same as doing business. If you buy goods at 100 yuan and sell them at 120 yuan, you earn 20 yuan. If the environment is bad or the goods have problems, we can only choose to sell them in 80 yuan in order to clear the warehouse, losing money to 20 yuan. Actually, that's what happened.
After reading the above introduction, I believe you have a good understanding of where the money lost by the fund went. Finally, I would like to remind you that the fund is a net worth product, and it is still profitable to participate in the securities market. The fund is suitable for long-term investment.