1 requires a high amount of funds. By the end of 20 17, that is, in recent 20 years in Public Offering of Fund, the average annualized rate of return of partial stock funds was 16.5%. We assume that an ordinary investor can get a stable income of 10% on average, and the necessary living expenses of an adult are about 50 thousand yuan a year. Therefore, whether you are an investment fund or a diversified position, you can use it to buy the initial investment of the fund. According to the data of the central bank, in 2065438+2008, the deposit balance of Chinese residents was 72.44 trillion yuan. If the total population is139.5 billion and the per capita savings deposit is 5 193 1 yuan, it can be seen that 500,000 is not a small sum.
2 professional financial knowledge is essential. Buying a fund is essentially buying a basket of stocks, so what is the performance of the fund's heavyweight stocks, what is the future prospect, what is the current market trend, and the financial report research of listed companies; Or buy a bond fund, how does the bond market perform? Buying a gold fund, the trend of precious metals needs to be learned. Few ordinary investors can really take the time to study. Even if they are willing to spend time, many people can't understand it.
3 financial market trading strategy. Whether buying stocks or buying funds is a financial market transaction, there will be ups and downs. How to adjust how to add positions when falling, and when to stop profit when rising, the financial market changes rapidly. When the opportunity comes, you may only have a few minutes to reflect on the operation, which requires you to specify the trading strategy in advance.
4 mentality is extremely important. Investment mentality is very important, especially for professionals who make investments. What we face every day is the market or all kinds of data. They should not only be able to stand the heart of learning, but also be able to face ups and downs in time. Especially when the stocks or funds you buy plummet for several days or even longer, it is easy to make your mind collapse, which is very dangerous for your subsequent investment operations.