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2023 Fund Purchase Guide
The guide to fund investment in 2023 mainly includes the following aspects:
1. Make asset allocation before investing: Asset allocation will be different for investors with different risk preferences. I suggest you allocate your assets according to your risk tolerance.
2. Choose the right fund type after investment: Fund companies will invest in different assets according to their investment objectives and strategies. Generally speaking, growth funds, such as stock funds and hybrid funds, is worthy of attention.
3. Fixed investment on a regular basis: Fixed investment on a regular basis can reduce the pressure on investors in timing and selecting bases, and can also share the investment cost and reduce the overall risk.
4. Pay attention to the market conditions: investors can pay attention to the market conditions and sell them when the market conditions are good, so as to obtain higher returns.
Generally speaking, fund investment requires investors to have a certain risk tolerance and a certain understanding and mastery of the market. Investors need to choose appropriate funds and investment strategies according to their own conditions and make reasonable asset allocation.
When will the fund subscription confirm the share?
Trading before 3: 00 pm on the trading day shall be calculated according to the closing price of the second trading day, and trading after 3: 00 pm shall be calculated according to the closing price of the third trading day. The principle of fund trading is that the price is unknown, that is, the purchased fund shares cannot be changed after 3 pm on the same day, but the sold fund shares can be changed during the fund trading time.
When will the fund make a profit after buying?
After the fund is bought, it usually needs to be confirmed, and the confirmation time is generally T+ 1. In other words, if investors buy before Monday to Friday morning 10: 30, the fund will confirm it on the next trading day (that is, T day), and then calculate the income after confirmation; If investors buy before Monday to Friday afternoon 15: 00, the foundation will confirm it on the next trading day (that is, T day), and then calculate the income after confirmation.
It should be noted that if investors buy on Saturday, Sunday or legal holidays, the confirmation date will be postponed. After confirmation, the fund begins to calculate the income.
The above information is for reference only, and the specific investment income is subject to the actual income.
When was the fund subscription price calculated?
The subscription price of the Fund is calculated according to the market price of the working day on the confirmation date of the fund subscription.
Funds can be bought during the trading hours of the exchange, that is, from 9: 30am to11:30am from Monday to Friday, and from13: 00pm to15: 00pm, according to the purchase transaction price. If the application for subscription is submitted during non-trading hours, it shall be calculated according to the opening price of the next trading day.
It should be noted that the transaction price of the fund will change in real time according to the market price, so the net value of the fund is not a fixed value.
How can fund trading win or lose?
The fund's profit and loss calculation needs to be calculated according to the buying and selling price.
For example, you bought 1 0000 units at the price of 1. 1 yuan/unit on June, 2022. On March/KOOC-0/day, 2023, you sold all/KOOC-0/0000 fund units at the price of/KOOC-0/.5 yuan/fund unit.
So, your total income is:
(1.5-1.1) ×10000 = 4000 yuan.
So, your rate of return is:
4000/ 10000=40%
This is the rate of return you get through fund investment in just 9 months.
This is the introduction of the 2023 fund purchase guide.