Fixed investment is one of the simplest fund investment methods, also known as "lazy investment". After the fund is fixed, investors don't need to pay attention to the rise and fall of the fund at all times. No matter what market, they will buy it at the specified fixed investment time. So, can all funds make fixed investment? Is the fixed investment time as long as possible? Let's take a look together.

Can all funds make fixed investment?

There are also skills and methods for fund fixed investment. Many novice investors think that any fund can adopt the fixed investment method, but it is not. First of all, we must know that not all funds are suitable for fixed investment. Only those volatile funds can be selected for fixed investment, in order to better achieve the purpose of cost sharing, such as volatile stock funds, partial stock funds, index funds and so on.

If it is a fund with relatively small fluctuations and low returns, it is not suitable to adopt the method of fixed investment. For example, it is meaningless to adopt the fixed investment method for money funds and bond funds. There is little difference between one-time buying and bulk buying. This kind of fund is only suitable for managing our changes.

Is the fixed investment time as long as possible?

Fixed investment is a way of investing in exchange for time and space. It is possible to get more considerable investment income by making long-term fixed investment, but how long? This is not infinite. The longer the time, the better. So how long should the fixed investment time be?

First of all, you can set a specific investment time of 3-5 years, because if the fund wants to make money, it is best to go through a complete bull-bear cycle. At present, a bull-bear cycle in the A-share market is about 3-5 years.

Second, you can set a profit point, that is, set a profit target at the beginning of the fixed investment plan. For example, as long as the expected return of 30% is reached, no matter how long the investment is made, it will be profitable in time.

It should be noted that the fixed investment of the Fund is overdue for a long time, and market conditions and various negative factors will not be considered in the process of fixed investment, which has no impact on various fluctuations of the Fund. Therefore, it is suggested that it is best not to end the fixed investment at will because of losses. All of the above are about "Can all funds make fixed investment? Is the fixed investment time as long as possible? " I hope it helps you.