Bank wealth management customers are relatively risk-averse and prefer stable wealth management products. Although the bank's wealth management yield has not got rid of the downward channel since the second half of this year, the bank's wealth management products for new customers are still favored by investors because of their higher yield than ordinary products, such as China Everbright Bank 138-day new customer wealth management. How about the new customer financing of China Everbright Bank? Explain in detail below.

How about the financing of new customers of China Everbright Bank?

New customer wealth management is an exclusive product customized by China Everbright Bank for new wealth management customers. Customers who have never purchased Everbright wealth management products can purchase new customer wealth management products within 30 days after opening a wealth management account. On February 27th, 20 17, the 138-day new customer wealth management is an open non-net-worth floating income product with an initial investment of 50,000 yuan, a financing period of 138 days and an annualized rate of return of about 4.45%.

The risk level is low, with portfolio investment in money market instruments and bonds accounting for no less than 30%, and portfolio investment in other fixed income categories accounting for no more than 70%, mainly investing in bonds in inter-bank market and exchange market, as well as financial assets such as capital lending, swap transactions, trust plans and asset management plans of securities firms (investing in assets such as income certificates of securities companies). The calculation method of effectiveness is: per income, unit wealth management income = 10000, the expected highest annualized rate of return of wealth management plan, and the actual wealth management days are 365.

The investment scope of new wealth management products is a financial instrument with good profitability and liquidity in the domestic market, but it does not guarantee the principal and wealth management income, and may suffer heavy losses due to market changes. Investors should fully understand the investment risks and invest cautiously.