If you can persist for a long time, now is a good time to vote! Choose a fund according to your own risks. I hope that 20% to 30% return means 20% to 30% loss. Risks and benefits are opposite. According to the landlord's current experience, I suggest going to He Xun Fund, Jimmy Fund Network and Morningstar Network to read more. Learn before you operate. It's easy to lose money if you don't know anything! If you have to invest first and learn while practicing, you can buy some money funds and ordinary bond funds appropriately. These funds are not risky, but in theory, the income will be more cost-effective than bank deposits. The key is that funds can be easily redeemed.

Recommended monetary funds: Bosera cash income, 10,000 yuan, and Huaxia cash increase.

Recommended bond funds: Huaxia Bond, Bank of China Zengli and Penghua Jiashi.

Finally, I want to say: investment is risky, so be cautious when entering the market!