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Is there a difference between paying at your own expense and swiping a medical insurance card for the benefit of the hospital?
There are differences. The difference between self-funded and medical insurance card on hospital income is: different sources of income and different payment time.

1, the income source is different: the self-funded income source is the patient's own money, and the income source for swiping the medical insurance card is the medical insurance fund. The income of self-funded projects belongs to the hospital's own income, but the expenses paid by medical insurance need to comply with the relevant national policies and regulations.

2. The payment time is different: the payment of self-funded items is often completed at the time of medical treatment, while the payment of medical insurance items takes some time to settle, and hospitals need to wait for the payment of medical insurance funds to obtain benefits.