I read the Spectrum Blue APP of some articles, used artificial intelligence and big data to assist family financial management, and used particularly complicated algorithms to analyze a large amount of data in previous years. With the support of these high-tech technologies, When I first started to do financial management in it, I would have several rounds of conversations with plan artificial intelligence, and finally generate a fund portfolio suitable for my own situation and goals. Moreover, through the data chart, the fund portfolio is well displayed, which is clear at a glance and puts forward many constructive suggestions. Moreover, the blue spectrum is diverse, unlike others, which are relatively single, and the risk is naturally less.