Generally, the direct sales of fund companies' websites are all 60% off. Take stock funds as an example, a 40% discount is 0.6%. Generally speaking, there are fewer online banking discounts, some banks offer 20% discount, some banks offer 60% discount, and some do not.

It makes little difference if you buy it. The only difference is that the funds purchased by the fund website can't be found in online banking, but those bought by online banking can be found in online banking and fund company websites.

The fund purchased by the fund website is directly related to the fund company, and online banking is only a medium. There are only records of funds entering and leaving the online banking. As for what you have done, the bank certainly doesn't need to know and shouldn't know.

Funds purchased through online banking on the bank website are directly related to the bank. Although the funds have arrived at the fund company, they are still kept by the bank. Of course, they can be found.

If you are asking about the fund itself, there is no difference between buying a fund online and buying the same fund online.