Sometimes people who buy wealth management will find that their wealth management automatically buys the next issue. What should we do at this time? The following is the relationship between financial management and funds brought by Bian Xiao, hoping to help everyone.
Relationship between Wealth Management and Fund
Licaitong provides fund products: Licaitong provides a variety of fund products for users to choose from through its platform. Users can purchase fund products on Licaitong according to their own needs and risk tolerance.
Convenient purchase channels: Licaitong provides users with convenient channels to purchase funds. Users can complete the fund purchase and transaction online through the mobile phone client or webpage of Licaitong.
Convenient transaction and management: Through Licaitong, users can conveniently trade and manage funds. Users can inquire about the fund net value, transaction records and asset status at any time, and carry out the operation of buying and selling funds.
Is it safe to buy funds with financial management?
Choose regular fund companies and products: buy funds on Licaitong, and it is recommended to choose fund companies and products with good reputation. These fund companies need to be registered with relevant regulatory authorities and have relevant fund sales licenses.
Risk assessment and matching of investment targets: before purchasing a fund, it is necessary to conduct a reasonable risk assessment and select a fund product that matches its investment target and risk tolerance.
Pay attention to the fees and rates of funds: when purchasing funds, you should understand and compare the fees and rates of different fund products, including management fees and sales service fees. High costs may have an adverse impact on the return on investment.
Read the product information and risk warning carefully: Before purchasing this fund, it is recommended to read the relevant information, risk warning and contract terms of the fund products carefully. Understand the investment strategy, risk characteristics and product characteristics of the fund and make rational investment decisions.
Check the investment status of the fund regularly: after purchasing the fund, it is recommended to check the investment status and performance of the fund regularly. Make appropriate adjustments and decisions according to the needs of investors and market conditions.
Licaitong automatically buys the next issue.
If we don't want to buy it when it expires, we can cancel it ourselves.
(1) First, open WeChat and find me-wallet-wealth management-my assets.
(2) Find the purchased regular wealth management products. I bought the monthly financial management of China Merchants Bank here. Click Open.
(3) After entering, you will see "funds will be automatically bought into the next issue after maturity", and click the change at the back.
(4) Then choose to take it out and give it to the bank after it expires.
In addition, before the monthly financial management expires, Licaitong WeChat will send a message to remind you, and you can click on the message to directly enter the third step interface for modification.
1. At present, the three monetary funds that Licaitong can buy are E Fund Easy Wealth Management, Huitianfu Fund Full Fubao and Huaxia Fund Fubao, with annualized rates of return of 3.6%, 3.3 14% and 3.272% respectively in the last seven days, and the annualized rates of return of professional third-party wealth management institutions that are good at wealth calculation in the last year are 4.
(1) Tencent Licaitong launched the "Salary Financial Plan": Licaitong can automatically save money by setting the financial plan once, saving time and effort; Can be used at will, but also take into account long-term investment; The account is safe and the funds are stable. "
(2) Tencent Licaitong upgraded the fund's fixed investment service and launched the "Love Fixed Investment" area. Its products have the characteristics of convenient operation, rich products, automatic purchase and redemption at fixed time and quota, and so on. All the fixed investment plans of users are managed by "Love Fixed Investment", which can realize better plan management.
Second, wealth management is more profitable and safer:
(1) In order to guarantee the funds, Licaitong has set up a special security card. Your funds cannot be used for consumption and transfer, but can only be withdrawn to your bank card (security card), so that the security of funds can be guaranteed.
(2) In terms of investment benefit, the income of Licaitong is higher than that of Yu 'ebao. It is a monetary fund invested and operated by Huaxia Fund. The daily yield is different, and the current income is relatively stable.
(3) As far as the risk of investment is concerned, Licaitong has almost no risk, which is also a high security feature of high liquidity and stability of funds.
What if I buy the next issue automatically?
Licaitong automatically buys the next issue after the expiration of the regular financial management, so it can only be taken out until the end of this period. However, the expiration destination needs to be modified in advance. After entering Licaitong, click the reason product to modify and modify the due destination.
How to cancel the automatic transfer of WeChat financial management
The automatic transfer of financial management is due to the establishment of salary management or fixed investment of funds. If closed, it will not be transferred automatically. The closing method is as follows: 1. Open WeChat and log in to your personal account; 2. Click "I" in the lower right corner; 3. Click "Pay"; 4. Then click "Licaitong"; 5. After entering Licaitong, click "My" in the lower right corner; 6. Then click "Salary Finance" or "Fixed Investment"; 7. After entering, click Set Fixed Investment or Financial Plan; 8. Then click Manage Plan-Terminate Plan.