Introduction: If you say deposit, I suggest you choose China Industrial and Commercial Bank. The interest rates of the two banks are actually similar, with different maturities and different interest rates. Before managing money, you must know their wealth management products and see which interest rate is higher. Find a product with higher interest rate.

I. It is suggested to choose ICBC.

Saving money is actually a kind of financial management. If we can manage our money well, we will actually gain a lot. Do you work more in ICBC or CCB when saving money? In fact, children go to ICBC more, because they feel that their strength seems stronger. Although the interest rates of the two banks are similar, they still choose ICBC. But this also depends on the amount of deposits. You can go to the relevant bank to find out first.

Second, it is recommended to keep it regularly for a long time.

And you should know that the time of your deposit is different, and the interest rate of your deposit is different from the interest rate of your survival. So be sure to know clearly before choosing, and don't put all your money in one basket. If you want to have higher interest, I suggest you deposit it regularly, preferably for a long time, provided that you have some liquidity and know that we can solve the problem if we have money. Don't put all your money in before we use it.

Third, summary.

If I want to make my interest higher, I can discuss it with the bank staff, but if the money is relatively large, I can also spread it out for him to deposit, so that I can get higher interest, even if I lose something, I won't feel very distressed. When you choose a wealth management product, you should first look at whether you can bear the risks it brings. If not, I suggest a more stable financial product.