Funds have no fixed rate of return, and the rate of return of funds changes every day, and the floating ratio of different funds is different. Generally speaking, the yield of money funds is around 2.5%-4%, and the yield of bond funds is between 6%-9%, all of which belong to low-risk financial management. However, the return of equity funds is generally higher and the risk is greater, and the return is reflected by the net value of funds. For individual investors: 7% annual compound interest is qualified; 10%- 12% is the normal target (expected); 15% is the ideal rate of return; The rate of return above 20% can only be achieved through continuous learning, continuous investment and continuous self-improvement.