Can the proceeds from fund holding be redeemed?
The fund's holding income can be redeemed, but it can only be withdrawn after the fund is sold, and the fund's holding income cannot be withdrawn separately. For example, when an investor buys a fund at the price of RMB in 2 yuan, when the net value of the fund increases to RMB in 3 yuan, the investor gains 50%. If all the funds are sold, the proceeds can be taken out. In the case of selling the fund, the system will deduct a certain percentage of the redemption fee. However, when the fund pays dividends in cash, investors do not need to redeem the fund, but they can also redeem the holding income. The assets allocated by the fund are not additional. The holding income of the fund refers to the total income of the fund purchased under the current account. After the fund is sold, the holding income will be RMB 0 yuan, and the system will include the holding income in the total income.
How about fund redemption? Why is there less money?
1, the fund is based on the principle of subscription by amount and redemption by share. If the redemption amount is incorrect, it may be because the investor mistook the share for the amount, so it seems that the redemption money is less. In fact, the market share multiplied by the net value is the total redemption amount. For example, if an investor buys 1 000 funds with a net value of 2 yuan RMB, in the case of redemption, 1 000 funds will be displayed instead of 2000 RMB;
2. The fund needs a service fee. When the growth of the fund is lower than the service fee, the redemption will lose money. For example, the subscription rate of the fund is 0. 15%, and the redemption fee within 7 days is 1. 5%. Suppose the increase of the fund is only 1%. At this time, the fund seems to be growing, but the liquidity of redemption is less because of insufficient service fees;
3. The money redeemed after the fund loses money will also decrease. Suppose investors buy a fund with a net value of 2 yuan, and the net value after redemption is 65,438 yuan +0.9 yuan. At this time, not only did you lose money, but you also had to pay a handling fee, so there were fewer and fewer assets after redemption.
This article is mainly about how long it will take the fund to fully redeem the relevant knowledge points, and the content is for reference only.