Senior, let's talk about the difference between China Ping An Insurance Company and Taiping Insurance Company, and see which insurance company is stronger. Compare which company's products are more cost-effective?
First, the strength analysis of China Ping An Insurance Company!
China Ping An, born in 2002, is an important member of China Ping An Insurance (Group) Co., Ltd. Up to now, China Ping An Life Insurance Company of China Insurance Company has registered capital of 33.8 billion yuan and set up 42 branches (including 7 telephone sales centers) and more than 3,300 business outlets throughout the country.
Ranked in the world's top 500 16, ranking second among global financial enterprises. Once entered the Forbes Global Enterprise 2000, in fact, China Ping An Insurance Company is very strong ~
If you want to see whether an insurance company is reliable and has strength, solvency indicators are also very important. We can see if the insurance company can afford the insured amount agreed in the contract.
The requirements of the CBRC for the solvency of insurance companies are: the core solvency adequacy ratio should be above 50%, the comprehensive solvency adequacy ratio should be above 100%, and the comprehensive risk assessment should be above Grade B. Only when the solvency of insurance companies meets the above three points can they be qualified.
The solvency report of China Ping An Life Insurance Company of China Insurance Company in the third quarter of 2022 tells us that the core solvency adequacy ratio is as high as 140.90%, the comprehensive solvency adequacy ratio is as high as 250.00%, and the comprehensive risk rating is BB. It is not difficult to see that the solvency of China Ping An Insurance Company has completely reached the qualified line.
If you are interested in China Ping An Insurance Company, then this article must not be missed:
How about China Ping An Life Insurance Company of China Insurance Company? What products are there? Which ones are good? What problems are worthy of in-depth analysis? 》
Second, the strength analysis of Taiping Insurance Company!
Taiping Insurance Group, namely Taiping, was established in 1929. It is the oldest insurance company in China with a registered capital of 25.26 billion yuan. The company's equity is mainly in the hands of the Ministry of Finance and the National Social Security Fund Council, holding 90% and 10% respectively. It is a stable state-owned enterprise.
It has a large number of domestic and foreign members, namely 26 life insurance companies, property insurance companies and reinsurance companies, with branches all over the world, and the enterprise once ranked 244th among the top 500 companies in the world.
From the solvency report of Taiping Life Insurance in the third quarter of 2022, we can know that the core solvency adequacy ratio is as high as 103. 13%, the comprehensive solvency adequacy ratio is as high as 206.25%, and the comprehensive risk rating reaches A level. It's really amazing to look at Taiping insurance like this!
3. Which is better, China Ping An or Taiping Insurance, pk?
Since Taiping Insurance and China Ping An Insurance belong to very powerful insurance groups, we will compare them from the following three aspects.
1, company background comparison
It is not difficult to see that these two insurance companies are strong. Pacific Insurance is an insurance group with a long history and rich background. Although China Ping 'an was established a little late, its development trend is still good. But if we compare the total assets, China Ping An's coffers are obviously higher than Taiping Insurance!
2. Solvency comparison
Judging from the solvency of the two companies, the solvency of Taiping Insurance and China Ping An Insurance far exceeds the passing line, and the solvency of China Ping An Insurance is better than Taiping Insurance, which can be understood as Ping An Insurance's loss ability is stronger.
You don't have to worry about the strength of insurance companies. As a regulatory body, CBRC strictly supervises the operation of insurance companies, and will also announce to you whether insurance companies have been complained by customers. Under such strict supervision and management, it is difficult for insurance companies to deal with any moths.
3. China Ping An and Taiping Product Competition!
The confrontation between companies is far from enough compared with funds, mainly depending on safety! Will the products of well-known companies crush others? Sister Xue, let's compare the products promoted by these two companies.
Let's compare Ping An Jucaibao Pension Insurance and Taiping E Tian Yang Pension Insurance to see which product has more obvious advantages:
Obviously, people born between 28 days and 80 years old can apply for Ping An Jucaibao (202 1) pension insurance. This product can guarantee to receive the pension insurance for 10 years. If the annual collection method is adopted, the minimum collection time is ten years; In the form of monthly collar, at least 120 months. It is said that after receiving an annuity, you can guarantee your income for ten years. It can be seen that Ping An Jubao (202 1) pension annuity insurance is still relatively humanized!
Ping An Jucaibao (202 1) pension annuity insurance still has some small details, which need to be paid attention to before insurance:
Ping An Jucaibao (202 1) pension annuity insurance (universal), please pay attention before applying! 》
The old-age insurance of Taiping E- Tian Yang Annuity Insurance is provided according to the agreed age, in which men are required to receive it at the age of 60 or 65, and women are required to receive it at the age of 55 or 60, including the current national legal retirement age.
At the same time, this product can be guaranteed to be 80 years old, which means that you can get money during this period. If the insured is still alive after the age of 80, he can continue to receive the pension according to the original agreement until his death.
If you are interested in Taiping E-year pension annuity insurance, you can read this article:
"Is Taiping e Tian Yang annual pension annuity insurance (Internet exclusive) suitable for providing for the aged? You will know after reading it.
Generally speaking, the strength of China Ping An Insurance and Taiping Insurance is very good, and their insurance products are also very reliable. If you want to choose annuity insurance, senior sister thinks Taiping e pension annuity insurance is more suitable!
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