are you talking about Gucheng county, Hubei province? Here are the opinions on the implementation of social endowment insurance for urban and rural residents in Hubei Province. This is a cracked version without typesetting. You make do with it.
Opinions on Implementing the Social Endowment Insurance System for Urban and Rural Residents in Hubei Province
People's governments of cities, prefectures and counties, and provincial government departments:
According to the Social Insurance Law of the People's Republic of China, Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [29] No.32) and Guiding Opinions of the State Council on Launching the Pilot Project of Social Endowment Insurance for Urban Residents, In order to establish and improve the social security system of coordinating urban and rural areas, the provincial people's government decided to combine the social endowment insurance system for urban residents and the new rural social endowment insurance system (hereinafter referred to as the new rural endowment insurance). The following opinions are put forward on the implementation of the social endowment insurance system for urban and rural residents in our province.
I. basic principles to implement social endowment insurance for urban and rural residents, we should gradually solve the problem of providing for the elderly for urban and rural residents in our province in accordance with the requirements of accelerating the establishment of a social security system covering urban and rural residents. The basic principle is "basic, wide coverage, flexible and sustainable". First, insist on starting at a low level, and the financing standard and treatment level are compatible with economic development and various aspects of affordability; Second, individuals (families) and the government share responsibilities reasonably, and rights correspond to obligations; Third, the government-led and voluntary combination of urban and rural residents to guide urban and rural residents to participate in the insurance; The fourth is to implement territorial management.
second, the task objective is to establish an old-age insurance system for urban and rural residents that combines individual contributions and government subsidies, and to combine social pooling with individual accounts, which is matched with other social security policies such as family pension, social assistance and social welfare to ensure the basic livelihood of urban and rural elderly residents. From July 1, 211, the social endowment insurance for urban and rural residents will be implemented in the areas that have been included in the national new agricultural insurance pilot project in the province, and the social endowment insurance system for urban and rural residents in the province will be basically covered by 212.
III. Scope of Insurance All urban and rural residents who have the household registration of urban and rural residents in our province, have reached the age of 16 (excluding students at school) and have not participated in other social endowment insurance can voluntarily participate in the social endowment insurance for urban and rural residents in their own household registration.
iv. fund raising the social endowment insurance fund for urban and rural residents is mainly composed of individual contributions and government subsidies. Conditional village collectives shall give subsidies to the rural residents who participate in the insurance, and the subsidy standards shall be determined democratically by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.
(1) individual payment. Residents who participate in social endowment insurance for urban and rural residents shall pay endowment insurance premiums according to regulations. At present, the payment standard is set to 1 grades of 1 yuan, 2 yuan, 3 yuan, 4 yuan, 5 yuan, 6 yuan, 7 yuan, 8 yuan, 9 yuan and 1, yuan per year, and local people's governments can add payment grades according to local conditions. The insured person chooses the payment grade independently, and pays more.
(2) government subsidies. The government pays the basic pension in full to the insured who meet the conditions for receiving treatment. The local government subsidizes the payment of the insured, and the subsidy standard is not less than 3 yuan per person per year, of which the financial burden of 2 yuan and the overall planning area at the provincial level is not less than that of 1 yuan. Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of the overall planning areas. For groups with payment difficulties such as severely disabled people, the people's governments in the overall planning areas will pay all the minimum pension insurance premiums for them.
V. Establishing Personal Accounts The human resources and social security department establishes a personal account for the old-age insurance for every person who participates in the social old-age insurance for urban and rural residents. Personal contributions, government subsidies to the insured and other sources of payment subsidies are all credited to personal accounts. At present, the amount stored in personal accounts bears interest every year with reference to the one-year deposit rate of RMB in financial institutions announced by the People's Bank of China.
VI. Pension treatment The pension treatment for urban and rural residents consists of basic pension and personal account pension, which is paid for life.
(1) Basic pension. The basic pension standard set by the central government is 55 yuan per person per month. Conditional areas can appropriately raise the basic pension standard; For urban and rural residents who pay long-term contributions, basic pensions can be appropriately added. The funds for raising and increasing the funds are spent by local people's governments. (2) Personal account pension. The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account pension of basic old-age insurance for urban employees). If the insured person dies, the balance of funds in the personal account can be inherited according to law, except for government subsidies; The balance of government subsidies is used to continue to pay the pensions of other insured persons.
VII. Adjustment of treatment The adjustment of the basic pension is determined according to the state regulations and the economic and social development and price changes in our province.
VIII. Conditions for receiving pension benefits Persons who have participated in the social endowment insurance for urban and rural residents and have not enjoyed the basic pension insurance benefits for urban workers and other pension benefits stipulated by the state and the province at the age of 6 can receive a monthly pension. When the social old-age insurance system for urban and rural residents is implemented, those who have reached the age of 6 and have not enjoyed the basic old-age insurance benefits for urban workers and other old-age benefits stipulated by the state can receive basic pensions on a monthly basis without paying fees. Rural residents who enjoy the basic pension, their children who meet the conditions of insurance shall pay insurance premiums; Actively guide the children of urban residents who enjoy the basic pension to participate in the insurance payment according to the regulations.
those who are less than 15 years away from receiving the treatment shall pay the fees on an annual basis, and they are also allowed to pay back the fees. If the accumulated fees do not exceed 15 years and are paid back within the prescribed time limit, they will enjoy the government's payment subsidy for the years of paying back; If the age of receiving treatment is more than 15 years, the annual payment shall be made, and the accumulated payment shall be not less than 15 years. If the payment is interrupted or repaid every other year due to various reasons after the insured, the government's payment subsidy will not be enjoyed during the interruption period and the repayment period. Encourage urban and rural residents to actively participate in insurance, pay for a long time, and pay more.
IX. Fund management The social endowment insurance fund for urban and rural residents shall be incorporated into the financial special account of the social security fund, with separate management of revenue and expenditure and separate bookkeeping and accounting. In order to ensure the integrity and safety of the fund, the social endowment insurance fund for urban and rural residents is managed centrally at the provincial level. Measures for financial management of social endowment insurance funds for urban and rural residents and specific measures for centralized management of individual account funds at the provincial level shall be formulated separately by the Provincial Department of Finance and the Provincial Department of Human Resources and Social Security.
X. Fund Supervision Human resources and social security departments at all levels should earnestly perform their supervisory duties on social endowment insurance funds for urban and rural residents, formulate and improve various business management rules and regulations for social endowment insurance for urban and rural residents, standardize business procedures, establish and improve internal control systems and fund audit systems, monitor and regularly inspect fund raising, transfer and distribution, and regularly disclose information on fund raising and payment of social endowment insurance funds for urban and rural residents, so as to be open and transparent and strengthen social supervision. The departments of finance, supervision and auditing should supervise according to their respective responsibilities, and it is strictly forbidden to misappropriate funds to ensure the safety of funds. The social endowment insurance agencies for urban and rural residents and village committee members (community residents' committees) in the overall planning area shall publicize the eligibility of the insured person for payment and treatment within the administrative village (community) every year and accept the supervision of the masses.
Xi. Handling management services
(1) Strengthening the capacity building of handling. Social endowment insurance for urban and rural residents shall be managed in a unified way. The existing agricultural insurance agency in the overall planning area was renamed as the social endowment insurance agency for urban and rural residents, and was responsible for handling the social endowment insurance business for urban and rural residents. If the new agricultural insurance agency is not established in the urban area where the city is located, the social endowment insurance for urban and rural residents shall be directly handled by the urban employee endowment insurance agency at the city level. All localities should, according to the spirit of the document "Opinions on Strengthening and Perfecting the Construction of the New Rural Endowment Insurance Pilot County (city, labor security service platform)" (No.3 [21] of Hubei Province), further enrich the personnel of the endowment insurance agencies for urban and rural residents according to the needs of work, and the establishment of human resources and social security service centers in towns and streets shall be implemented according to No.3 [21] of Hubei Province. The personnel expenses and working expenses of the social endowment insurance agency for urban and rural residents shall be included in the fiscal budget at the same level according to the relevant provisions of the current budget management, and shall not be charged from the social endowment insurance fund for urban and rural residents.
(2) improve the level of handling services. Social endowment insurance agencies for urban and rural residents should accurately record the insurance payment and treatment of urban and rural residents, establish insurance files and keep them properly for a long time; It is necessary to establish an information management system for urban and rural residents' social endowment insurance, incorporate it into the construction of social security information management system ("Golden Insurance Project"), and share information resources with other citizen information management systems; It is necessary to vigorously promote the social security card to facilitate the insured to pay by card, receive benefits and inquire about their insurance information. We should make full use of modern information technology and financial network to provide efficient and convenient services for urban and rural residents, and do a good job in account management, policy consultation, inquiry service and pension payment.
XII. Linkage of relevant systems
(1) Linkage with the old agricultural insurance system. Those who have participated in the old-age insurance and have received the old-age insurance benefits for local urban and rural residents before the start of the social endowment insurance (the new old-age insurance) can continue to enjoy the old-age insurance benefits according to the provisions of the old-age insurance, and their standards and channels remain unchanged. Among them: those who have reached the age of 6 will directly enjoy the basic pension of social endowment insurance for urban and rural residents while enjoying the old-age pension; Persons under the age of 6 should participate in the social endowment insurance for urban and rural residents according to the regulations. After reaching the age of 6, they can enjoy the pension benefits of social endowment insurance for urban and rural residents according to the policy. If the old-age rural insurance fund is insufficient to pay the old-age rural insurance benefits, the local government will give subsidies. Those who have already participated in the old-age insurance for urban and rural residents, but did not receive treatment when the local social endowment insurance for urban and rural residents (the new rural endowment insurance) started, should participate in the social endowment insurance for urban and rural residents according to the regulations, and all the storage amount of the original old-age insurance personal account will be transferred to the personal account of the social endowment insurance for urban and rural residents. After reaching the age of 6, the pension benefits will be paid according to the social endowment insurance method for urban and rural residents.
(2) The connection with other old-age insurance systems such as the basic old-age insurance for urban workers shall be implemented in accordance with state regulations.
(3) It is necessary to properly link up the social endowment insurance system for urban and rural residents with the social security system for landless farmers, the rural family planning reward and assistance policy, the rural five-guarantee system, the social preferential treatment system and the minimum living security system. Before the relevant convergence policies are promulgated by the state, the other social security benefits enjoyed by those who participate in the social endowment insurance for urban and rural residents will remain unchanged.
XIII. Strengthening the Organization and Leadership The pilot work of social endowment insurance for urban and rural residents in our province is led by the pilot work leading group of social endowment insurance for urban and rural residents in our province (hereinafter referred to as the pilot work leading group), and organized and implemented. People's governments at all levels should fully understand the great significance of the pilot work of social endowment insurance for urban and rural residents, include it in the local economic and social development plan and the annual target management assessment system, and earnestly strengthen organizational leadership. Human resources and social security departments at all levels should earnestly perform the duties of the administrative department in charge of social endowment insurance for urban and rural residents, and jointly with relevant departments do a good job in overall planning, policy formulation, unified management and comprehensive coordination of social endowment insurance for urban and rural residents. The pilot work leading group in each region is responsible for the pilot work in this region.
14. The people's governments of counties (cities, districts) that have formulated specific measures and implementation plans into national pilot projects should, according to the implementation opinions and local conditions, put forward practical implementation plans for social endowment insurance for urban and rural residents on the basis of full investigation, multi-party argumentation and careful calculation, and report them to the office of the leading group for social endowment insurance for urban and rural residents in the name of the people's governments of cities and prefectures for review and implementation after being approved by the provincial people's governments.
Fifteenth, do a good job in public opinion propaganda. Establishing a social endowment insurance system for urban and rural residents is an important decision to thoroughly implement Scientific Outlook on Development and speed up the construction of a social security system covering urban and rural residents. It is an important measure to adjust the income distribution structure and expand domestic consumption demand. It is an important policy to coordinate urban and rural development and promote the equalization of basic public services. It is also a major livelihood project to achieve a sense of security for the vast number of urban and rural residents and promote family harmony and social harmony.
all regions and relevant departments should adhere to the correct direction of public opinion, strengthen the publicity of the significance, basic principles and policies of this work, make this policy of benefiting the people deeply rooted in the hearts of the people, and guide eligible urban and rural residents to accumulate insurance. At the same time, it is necessary to carry forward the virtues of respecting and supporting the elderly of the Chinese nation and guide children to fulfill their obligations of supporting the elderly according to law. All localities should pay attention to the study of new situations and problems in the pilot work, actively explore and summarize the methods and experiences to solve new problems, properly handle the relationship between reform, development and stability, and do a good job. Important circumstances should be reported to the provincial pilot work leading group in a timely manner.
XVI. The places that are not included in the national pilot projects of new rural social endowment insurance and urban residents' social endowment insurance can carry out the pilot projects on their own according to the Implementation Opinions, and the local government is responsible for raising the required funds.
July 1th, 211