Annual deposit interest rate of urban and rural residents and units%

(1) Current account 0.36

(2) On a regular basis

1. lump sum deposit and withdrawal

Three months 1.7 1

Half a year 1.98

2.25 a year

2.79 for two years

Three years 3.33

3.60 pounds for five years

2. lump-sum deposit and withdrawal, deposit and interest.

One year 1.7 1

Three years 1.98

Five years 2.25

3. Fixed-income and double-income loans will be discounted at the same interest rate regularly within one year.

Two. Agreed deposit 1. 17

3. Notice deposit.

0.8 1 day

Seven days 1.35

Interest = interest rate * principal * time

Please note that the time is one year 1.

There are several types of open-end funds: currency, bond, capital preservation and stock. There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption costs of bond funds are relatively low, and the income is generally greater than that of money funds, but there is also a risk of loss, and the loss will not be great. Stock funds have the highest subscription and redemption costs, and the fund assets are stocks. When the stock market falls, the fund will have the risk of losing money, but when the stock market rises, there will be gains. Through long-term investment, the average annual return of stock funds is about 18%~20%, and that of bond funds is 7%~ 10%.