1. Open the online banking of China Postal Savings Bank (macbookpro mos 14), open google version 92.0.4515.131.Enter the online banking login password and click "Login".
2. After successfully logging into online banking, click "Wealth Management Business-Wealth Management Products-Early Redemption/Termination of Investment";
3. Select the purchased wealth management product and click "Product Number". Enter "early redemption of shares" or "termination of investment in shares" and click "Next" button.
4. Enter the authentication method according to the customer type, and then click the "Confirm" button. The system will echo a success message.
The classification of wealth management products is as follows:
Bank RMB financial products can be roughly divided into bond type, trust type, linked type and QDII type.
1, bond type
Investing in the money market, the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market.
2. Trust type
Invest in trust products guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and also invest in beneficial trust products of excellent credit assets of commercial banks.
3. Hook type
The final yield of products is linked to the performance of relevant markets or products, such as exchange rate, interest rate, international gold price, international crude oil price, Dow Jones index, Hong Kong stocks, etc.
4.QDII type
QDII, that is, qualified domestic investment institutions provide overseas financial services on behalf of customers, refers to commercial banks that have obtained overseas financial services on behalf of customers. QDII RMB wealth management products, in short, are wealth management products that customers entrust their RMB funds to qualified commercial banks, and qualified commercial banks convert RMB funds into US dollars, directly invest overseas, and after the maturity, exchange the US dollar income and principal into RMB for distribution to customers.