College students' entrepreneurial loans are all small loans, and the loan amount is not high, which is generally controlled within tens of thousands of yuan. Borrowing students need a guarantor to guarantee themselves in the process of applying for business loans. The guarantor requires good economic ability and credit. When evaluating the loan amount of borrowing students, it is usually that the better the guarantor's qualification, the higher the loan amount that borrowing students get. At the same time, the entrepreneurial project of the borrowing student and the performance of the borrowing student during school will affect the amount of entrepreneurial loans he can apply for.

In addition, if the borrower has a house as collateral, the amount of loan applied in this way will be determined by the assessed value of the house.

Upper limit of college students' entrepreneurial loans-Shanghai

In order to stimulate the entrepreneurial passion of graduates, Shanghai has set up an "angel fund" for college students' entrepreneurship. The "angel fund" for college students' entrepreneurship is up to 300,000 yuan, and college students can get 500,000-300,000 yuan in support.

The amount of funding for entrepreneurs and individual entrepreneurial projects under the "Entrepreneurship Eagle Plan" is no more than RMB 200,000.

The amount of funding for the "Entrepreneurship Eagle Program" does not exceed 500,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Chongqing

University graduates who have not been employed for more than half a year and have a fixed account can register in the neighborhood Committee where the account is located and apply for a bank mortgage or secured loan of 3,000 to 4,000 yuan; In addition, in order to adapt to the changes in the employment situation of college students, in the past two years, Chongqing has successively launched micro-loans for college students' entrepreneurship, opening up employment resources and employment markets to local and foreign students equally, creating more employment opportunities for college graduates.

The Upper Limit of College Students' Entrepreneurship Loan —— Taiyuan

Taiyuan registered unemployed college graduates who want to start their own businesses can apply for a small secured loan of no more than 50,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Fujian

Self-employed college graduates can enjoy the discount policy of small secured loans and other forms of small loans, and the maximum discount loan amount is 50 thousand yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Qingdao

Qingdao allocated100,000 yuan to set up the "Qingdao College Graduates Entrepreneurship Support Fund" to support college graduates to start their own businesses. Self-employed college graduates can apply for small secured loans, with the maximum loan amount not exceeding 50,000 yuan. For those engaged in low-profit projects, the finance at the same level will give full discount according to the facts; Teams with more than two people can be relaxed to 200,000 yuan.

Where Dongguan registered college students apply for small loans for self-employment and self-employment, and the borrower provides effective mortgage (pledge) counter-guarantee, the amount of secured loans shall not exceed 80,000 yuan (including 80,000 yuan); If the borrower provides a third party with a fixed income source as a joint and several liability guarantee for counter-guarantee, the secured loan amount shall not exceed 50,000 yuan (including 50,000 yuan); If the borrower cannot provide counter-guarantee, the secured loan amount shall not exceed 30,000 yuan (including 30,000 yuan).

If small and medium-sized enterprises are established in the form of partnership or organization, according to the counter-guarantee provided by the borrower, the secured loan amounts are 200,000 yuan, 6,543.8+0.5 million yuan and 6,543.8+0.5 million yuan respectively. The term of secured loans is generally not more than two years.