In fact, financial management is not only money, but also a new comb of life.

Establish a clear life framework and underlying logic.

An epidemic has made us realize that risks are everywhere, and the black swan incident may happen at any time.

So we should plan ahead. It is not easy to get into trouble in order to have countermeasures when the black swan incident comes.

Reasonable allocation of funds. Buy more profitable assets and buy less profitable assets.

But for us ordinary people, for example, if children want to go to school in the city, they have to have a house.

So a house, dozens of millions of bank loans. Expenditure on clothing, food, housing and transportation. If it is not a high income, you will have to live a tight life for many years.

The "liquidity of funds" determines the quality of life and sudden risks of a family.

Let time accompany you to get rich slowly in the book. Li Xiaolai said:

"Almost everyone has the qualification and ability to vote, but we lack the knowledge of financial knowledge. Misthink that investment is risky. What only the rich can do. "

"Let Time Accompany You to Become Rich Slowly" mainly talks about the fixed investment strategy of index funds.

The most important thing is to master a systematic knowledge. Don't "predict trends, short-term speculation, and illegal operations."

0 1:

Indexed securities investment fund

Index fund: a fund that invests in a specific stock index.

Investment index funds are essentially investing in stocks, that is, investing in enterprises.

Among all enterprises in society, only a few companies that meet certain standards can go public. These enterprises refer to the corresponding indicators.

Just like 10000 students taking the college entrance examination, only 1000 candidates can be admitted. Equivalent to one percent.

Therefore, the overall rate of return of these listed companies is definitely greater than that of all enterprises. These enterprises determine the economic development of a country and promote the continuous progress of mankind.

Then the corresponding part of the index meets the standards of listed companies. It will live forever.

After a lot of data analysis, it can at least bring 10%_ 15% annualized rate of return. This rate of return is almost certain.

In the long run, the world will only go up and not down! That is the development of human economy. Therefore, investment index funds are not betting on the luck of a company, but on the luck of the whole country, and scammers are betting on the luck of the whole world.

02:

Index funds can be used as a tool to make money by investing.

The long-term annualized rate of return of index funds is 10%_ 15%, which can not only pay dividends, but also earn the difference.

03:

As a management tool of children's education fund

According to the situation of each family, set a time limit of 10 to 15, and buy index funds when the price is good and the valuation is not high, which will not only lose money, but also get good returns.

04:

As a pension management tool

Buy a dividend index fund with an appropriate P/E ratio, and the dividend will be equal to the principal after 25 to 30 years. The older you get, the more dividends you get.

05:

As a tool of wealth inheritance

If Xiao Li invests, he has accumulated a lot of money. One day, when he dies, his children can inherit property.

But they are afraid of being squandered by their children and cheated by liars. Trust funds can be set up to inject wealth into the trust. Establish a feasible plan to control the amount of money spent on this wealth. And there are continuing benefits.

It is impossible for us ordinary people to get rich overnight by investing. If you take out a part of the wage investment index fund every month. Financial freedom can be achieved through step-by-step accumulation.

O6:

danger

Of course, there are risks and solutions. Familiar with mastering financial management skills and investment steps, choose the right index fund to hold and sell for a long time. Let time get rich slowly.

With the logical thinking of financial management, we will understand that most of us can actually invest in index funds.

Money is like water in a sponge. There is still some if it is crowded. As long as you get into the habit, it's just like paying off a mortgage.

Li Xiaolai:

The most romantic thing I can think of,

Is to get rich over time.

Let time get rich with us!