1, generally need a complete child insurance, including medical insurance and education fund, there is no difference between good and bad.

2. There are two main types of education grants: one is the traditional education annuity insurance, such as 18 years old (generally the age of going to college), which starts to be received every year and ends for four consecutive years. There are also 25-year-olds who receive insurance money, so the amount of insurance is fixed and the protection is clear. At present, universal insurance or investment-linked insurance, which is hot in the market, is used as a reserve for future education in the form of investment appreciation, but it has certain risks and cannot guarantee the value-added amount.