You are still young, so it is good to realize the importance of financial management. It is suggested that we can focus on time deposits first, and make time deposits every month. Can be combined with some funds to make appropriate fixed investment, depending on the situation, can last for 300-500 months. The fixed investment of the fund must be adhered to, and it is a wealth management product that can only see the benefits for a long time. In the future, if you have enough funds, you can make an appropriate plan, such as 30% savings, 20% regular, 20% stock financing or buying some dividend insurance. In addition, you can also keep an account every month to avoid some unnecessary expenses. I hope it helps you.