1. ICBC Financial Real Estate Fund can continue to hold. I just read a report "Annual Report of Banking Industry 20 15: Valuation or Doubling of Banking Sector". Because of the long-term low valuation of banks and other financial sectors and the recent reform, 20 15 should have a good room for growth. Coupled with the strength of ICBC Credit Suisse Bank Fund and its performance in 20 14 years, ICBC Financial Real Estate should be good.

2. ICBC Financial Real Estate Fund is a hybrid fund and a medium-risk variety of securities investment funds. Its expected risk and expected return level are lower than those of stock funds, but higher than those of bond funds and money market funds.