after 2 years, corning life insurance will not refund the premium paid, but can only get the cash value of the policy by surrender, but it also means that the insured needs to bear certain economic losses. corning life insurance is not a return insurance product, so it does not provide return responsibility, and it can guarantee life. The payment method can be one-time payment or 1 or 2 years. During the warranty period, if the insured suffers from the diseases stipulated in the insurance contract, he can get compensation. In addition, Corning Life also provides death protection.

whether corning life insurance will be refunded after 2 years can be discussed in two situations:

1. if corning life insurance has a term of 2 years, there will be no refund after 2 years. If you are seriously ill, you will pay 2 times of the basic insurance amount * serious illness compensation, and there will be death compensation in case of death, and the principal will not be refunded in case of death. Unlike endowment insurance, it will not be returned regularly when it expires;

2. if the initial purchase period of corning life insurance exceeds 2 years and fails to reach the agreed time limit in the insurance contract after 2 years, it is equivalent to surrender. On the one hand, we can't fully enjoy the protection content of Corning Life Insurance, on the other hand, we also need to bear the liability for breach of contract stipulated in the insurance contract and lose some insurance benefits. The amount that can be withdrawn is the cash value of the policy corresponding to the payment period. The cash value of the policy is the balance of the insurance company's account after deducting insurance costs, management fees and operating expenses. Therefore, Corning Life Insurance will not be refunded after 2 years, and it is not cost-effective to apply for surrender at that time.

: China Life Kangning lifelong serious illness insurance is a serious illness insurance provided by China Life Insurance Co., Ltd.

Features: 1. Welfare in critical illness insurance. If you have a serious illness as agreed in the contract, you will get serious illness insurance benefits to pay for high medical expenses.

2. In case of misfortune, the death insurance fund will receive a sum of money to maintain the normal living standard of the family.

3. Lifetime security payment is limited and guaranteed indefinitely. Once you have it, you will take care of it all your life.

4. If the policy loan needs working capital, you can get the loan according to the policy.