hello, landlord, what do you mean by reliable?
there is no essential difference between buying funds on tmall and buying funds on banks, brokers and third-party platforms.
At present, there are more than 1, open-end funds, including money funds.
As long as it is a legitimate Public Offering of Fund company approved by the CSRC, there is no need to worry about the security of users' fund accounts. Public Offering of Fund company's qualifications have all passed strict witness certificates, and there is also a set of complete and strict procedures to ensure the security of customers' fund accounts
But you should do a good job in the account password security of Alipay and bank cards, which is not related to the fund company.
For example, the official name of Yu 'ebao is Tianhong Zenglibao Monetary Fund. According to regulations, each fund has only one custodian bank. The custodian of Tianhong Zenglibao Monetary Fund is CITIC Bank.
That is to say, all the funds of this product are placed in CITIC Bank and supervised by CITIC Bank, so as to ensure the safety of the funds, and there will be no actions such as taking away the funds or using them for other purposes, or violating the contract.
it must be noted that there is no need to worry about safety, which does not mean that investment is risk-free. Buying funds is not equal to bank deposits. Buying high-risk funds such as stock funds, hybrid funds will bear the corresponding market risks, and so will low-risk funds. The probability of loss of money funds is extremely low, but once it appears, it is also the buyer's own responsibility. When investing in any fund, the expected return and the corresponding risk should be matched, without exception. Therefore, before you buy a fund, you should do a risk test, so as not to buy a product that is not suitable for you and suffer unacceptable losses as a result, or it is not easy to miss the income you should have earned because of caution. Please answer with all your strength. If it helps, Baidu knows that the fund ranks third in total, csdx754.