First of all, the choice of fund needs to be decided according to your risk tolerance, your income level, risk preference and the time of fixed investment. If you can take some risks and invest for 4-5 years, then you can choose a hybrid fund. If, on the contrary, you are more inclined to be prudent and are currently saving or fighting inflation, it is recommended that the debt-biased fund has small fluctuations and high security.

Because the fixed investment of the fund is a matter of several years, it is necessary to pay attention to the short-term performance of 1 year or even a few days and months, because this does not represent the level of medium and long-term years. It is suggested that hybrid funds can consider Harvest Growth, Harvest Service or Huaan Bao Li; Partial debt funds can consider E Fund's enhanced return B or Changsheng Fund's bond allocation.

I hope I can help you.

After choosing a good fund, you need to specify, including the amount and time of fixed investment every month.

Then follow this.

Make sure you have cash in your card.