So don't worry about money, the proportion of maternity insurance will not change, and how much you take will not change. Of course, if maternity insurance is adjusted, there will still be changes, but it has absolutely nothing to do with this merger.
Of course, this matter is still good for everyone. There are two main points. The first point is overall planning. In this regard, you should understand that all our insurances are kept in a specific fund. Of course, you can also call it an account. In the past, medical insurance and maternity insurance belonged to two funds, so even if you work in one place, you have to go to a special window, which is totally unnecessary. Moreover, in the past, some enterprises could pay maternity insurance. When merging, they should be handed in together, which also protects the rights and interests of some friends.
Second, hospitals have less trouble giving birth to children. After the merger of maternity insurance and medical insurance, the consumption of pregnant women in the hospital will be in the same directory, so that everything can be clearly seen and there is no need to classify it. Although these two benefits are not great for people who use insurance, they are very meaningful from the management point of view.
The merger of two funds into one fund can better control the management cost. It is not difficult to understand that medical insurance and maternity insurance belong to two funds, and it needs more manpower to manage them. Therefore, considering the administrative cost, the two funds are merged into one fund. Is it possible to use fewer people? Can't this reduce management costs? Originally, maternity insurance and medical insurance are both welfare, so it is very necessary to control costs.
Moreover, because of cost control, efficiency can be improved under the condition of reduced manpower, which has very positive significance from the perspective of management and users.
In addition, for enterprises, the rate of 1.25% can be saved.
1.25% is uneconomical for many enterprises and there is no money. But for large and medium-sized labor-intensive enterprises, the money saved is considerable. And if the money is used for employee welfare, it is not bad to turn on the air conditioner for a few more hours in summer.
So in general, after the merger, there was no negative reaction at first. In fact, there have been 12 pilot cities in 20 17 years, and there have been no problems. Secondly, it does have positive promotion significance, especially in saving management costs; Finally, personal influence's smallness is only positive, so don't worry.