Just go to the bank and buy it, saying it's a fixed investment.

In combination with your situation, I suggest you make a fixed investment in the fund so that you don't have to spend a lot of money from your account at once. Generally, the minimum requirement for one-time purchase of this fund is 1 1,000 yuan. If it is a fixed investment, 200 yuan can take at least one month! ! !

The bank's "fixed investment" business is an internationally accepted fund financing method similar to the bank's zero deposit and lump sum withdrawal, and it is a financing method of purchasing a certain fund product at the same time interval and the same amount. The biggest advantage of fixed investment is that it can average the investment cost, because the way of fixed investment is to buy a fixed amount of funds regularly no matter how the market fluctuates. When the net value of the fund rises, the number of stocks bought is small; When the net value of the fund goes down, buy more shares, that is, automatically form an investment method of lightening positions on rallies and overweight on dips.

The benefits of regular fixed fund investment for young people can be summarized as follows:

1, you need to set aside a fixed amount for fixed investment every month, which is similar to compulsory savings to prevent young people from over-consuming and becoming moonlight clan.

2. Fixed investment is similar to lump-sum deposit, which accumulates over time, allowing young people to experience the fruits of financial management and enhance their interest and fun in financial management.

3, fixed investment does not need to invest too much energy from time to time, suitable for young people's fast-paced life and work.

Young people should plan well when they decide to invest, so that they will not be shy when they use money in the future, such as getting married and having children.