When buying a fund, many investors will set a fixed investment in the fund. Fund fixed investment is a regular fixed investment, which is generally more suitable for long-term holding. What should I do if the fund loses more than 3,000 yuan in three years? Do you want to redeem it? We have prepared relevant contents for your reference.

It is necessary to analyze the reasons why the fund has lost more than 3,000 yuan in three years. You can compare this fund with similar funds in the market. If it is found that the market of this fixed investment fund is not good, there is a problem with the investment direction, or because the fund manager is incompetent, it is necessary to stop loss and redeem it in time to avoid greater losses.

Although the fund's fixed investment means regular fixed purchase, it averages the risk to a certain extent, because the fund's fixed investment belongs to batch admission, which can achieve the effect of sharing the cost, so it is more likely to produce a smile curve effect.

It should be noted that the fund's fixed investment is mainly to accumulate low-cost chips through the fund's fixed investment when the market falls. When the market rises, it will have a chance to get better returns. However, if the fund invests in a bad fund, then the fund will suffer heavy losses.

Because the fund is in a state of decline, the fixed investment of the fund is constantly adding positions, which will increase the risk to a certain extent, that is, accelerate the degree of loss. Therefore, the fund must choose the right fund to have an effect. Choosing the wrong fund has suffered heavy losses.

When we buy a fund and the fund loses money, we should analyze the reasons of the fund and see if it is the fund itself. If it is the loss caused by the fund itself, it should stop the fixed investment of the fund and then redeem the stop loss.

If it's not because of the fund itself, it's because most funds are falling and the market is not good, but if the market starts to rebound, you can continue to hold it, or buy it when it falls, continuously reduce the buying cost, collect enough low-priced chips and wait for the fund to rise and earn it back.

Generally speaking, when the fund loses money, it is necessary to analyze the reasons for the fund's loss and then operate according to the reasons and its own risk tolerance. If its risk tolerance is insufficient, it is generally not recommended to increase the position, which will aggravate the risk and may put all its money into it. You can wait and see.