It's possible. Because fixed-income wealth management products themselves are risky wealth management products, not capital preservation products. If there are risks, there may be a loss of principal, and investors need to bear the loss of principal themselves. The capital preservation of fixed-income wealth management products is only relative, and the expected income can only be obtained without accidents. Any wealth management product is risky.

What are the fixed-income wealth management products?

(1) Bank deposit. This kind is the most primitive, mainly including demand deposits, time deposits, large deposit certificates, interbank deposit certificates and so on. It is characterized by high liquidity and safety. (2) Creditor's rights and bonds. It can be divided into national debt and local debt. Creditor's rights are relatively liquid, but the investment threshold is relatively high. (3) Fixed income fund. Mainly refers to money market funds and creditor's rights funds, with low investment threshold, characterized by scattered risks and professional investment.