investment object, exchange rate advantage and market competition.

1. Investment target. The investment target of the US dollar version of BOC Wealth Management is some high-yield US dollar assets, such as US dollar bonds, stocks and funds. These assets have a higher rate of return, and the US dollar version of BOC Wealth Management can obtain a higher rate of return.

2. Exchange rate advantage. The investment object of BOC Wealth Management's USD version is USD assets, and the exchange rate of RMB against USD fluctuates greatly. The exchange rate of RMB against the US dollar is low, and investors in the US dollar version of BOC Wealth Management can get higher returns from RMB.

3. Market competition. BOC Wealth Management Dollar Edition is a wealth management product launched by BOC. Compared with the dollar wealth management products launched by other banks, the interest rate of BOC Wealth Management Dollar Edition is higher in order to attract more investors.