Interbank certificate of deposit index funds have the advantages of clear investment targets, short portfolio duration, controllable credit risk, and good liquidity. They can be used as an effective supplement to cash management products and provide investors with low volatility. , high liquidity and low-risk financial management tools.
Extended information:
Is the return rate of the interbank certificate of deposit index fund higher than that of the currency fund?
Relevant data shows that in the fourth week of August, the issuance interest rates of interbank certificates of deposit of various maturities were: 2.77% for 1 month, 3.18% for 3 months, and 3.69% for 6 months.
Take currency funds as an example: Alipay’s currency fund has the lowest return, with a seven-day annualized rate of 1.681% for Xinwo Tongbao Currency A Fund, and the highest is Hongtu Innovation Youchun Currency A Fund 3. 174%.
It can be seen that its income is not much different from that of money funds, but this is from a large perspective. If you buy a fund, the fund's daily increase will change. It does not necessarily mean that the return rate of a certain fund will be high, and it must be analyzed from the past performance of the fund itself, the fund manager, the size of the fund, etc.