According to Caiti.com, Chaochaobao can be issued for a long time. Chaochaobao is actually a kind of money fund, because money funds mainly buy bank deposits, some large deposit certificates and some bonds. The proportion of bonds in it is also very low, and it is generally impossible for money funds to take risks.

Chaochaobao is a brand-new ace product of change financing launched by China Merchants Bank at the end of 2020. The maximum daily quick redemption amount of each of the five wealth management products at the bottom of Chaochaobao is 1 1,000 yuan.