Legal Analysis: What is the reimbursement rate of serious illness medical insurance in Inner Mongolia? At present, the average reimbursement rate of the personal expenses of the seriously ill insurance participants in Inner Mongolia has reached 58% after the basic medical insurance reimbursement, and there is no deductible line in most alliance cities, and the deductible line standard in individual alliance cities is 7,000 yuan to10.5 million yuan.

According to Seden Aoqige, deputy director of the Medical Insurance Department of Inner Mongolia People's Social Welfare Department, the serious illness insurance for urban residents in Inner Mongolia takes the form of cooperation between urban basic medical insurance and commercial insurance. The source of funds is the balance of the basic medical insurance fund for urban residents, and individuals no longer pay fees. It is raised at 5% of the per capita financing amount, and it is about 20 yuan per person per year.

The average reimbursement rate of serious illness insurance in Inner Mongolia is 58%, and most of the cities have no deductible line. The deductible line of individual league cities ranges from 7,000 yuan to10.5 million yuan, and there are no capping lines in four league cities such as Wulanchabu City and Erdos City.

Starting from this year, Inner Mongolia will include 12 targeted drugs needed to treat 8 kinds of malignant tumors such as non-small cell lung cancer, colorectal cancer and chronic myeloid leukemia into the affordable range of urban basic medical insurance. Before the treatment is donated by charity, the expenses will be paid by the urban basic medical insurance pooling fund 35%, the large medical insurance for urban workers 35%, and the serious illness insurance for urban residents 35%.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.