This is different from the asset statistics method of banks.

some banks include the wealth management principal and the income from wealth management products in your assets. For example, Minsheng Bank regards the accumulation of principal and daily income as your total assets, so the financial amount you see is different from the amount you actually invest. The difference between the shares held and the amount held is that the amount held is the total amount of financial products held by investors, and the shares held are the number of investment products held. 1. In short, the shareholding is relative to the stock market price after the stock is purchased, and the shareholding is equivalent to how many shares are purchased. Generally speaking, when investors buy funds, they will calculate the purchase price according to their own stocks. When you sell the fund, your share will become the amount. When buying some regular wealth management products, we should pay attention to the share and amount of shares. The amount of fund holdings refers to the amount of funds, and the shareholding share is the share, that is, the proportion. The subscription of the fund is based on the purchase amount and then converted into shares. When redeemed, the stock is converted into an amount. For ordinary non-monetary funds, if the fund is compared to apples, the fund share is the number of apples, and the holding amount is the total value of apples in hand.

2. fund holding unit = confirmed amount/net transaction value, where confirmed amount = purchase amount-purchase fee, and net transaction value = total fund assets-total fund liabilities/total fund units, which can be simply understood as the price of the fund on that day. For example, the service fee for purchasing Fund A is 1.5%, the net value of the day is 2, the fund is 3, yuan, the confirmed amount = 3,-3, * 1.5% = 2,955, and the shareholding = 2,955/2 = 1,477.5. Fund refers to a certain number of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. People usually say that funds mainly refer to securities investment funds. Sharing the fund is based on "shares", and the unit net value of the fund is the value of each share (that is, the trading price of the fund).

3. The number of shares held is the number of shares held in the investor's account. For example, the unit net value of the fund is 1.2 yuan. If you invest 12, yuan (excluding the handling fee), you can buy 1, shares. At this time, the shares held are 1. The number of funds held generally shares the market value according to the shareholding ratio, so the shareholding amount is the fund price multiplied by the shareholding share of the day; If you buy a fund in 51 yuan and the handling fee is 1 yuan, then the net value of the fund is 1 yuan, and your share is (51-1) yuan/1 yuan = 5 shares; Holding amount = 5 shares * 1 yuan = 5 yuan.