Legal analysis: 1, the review time is generally less than 5 days, and it takes 30 days for complicated cases. If it is not an insurance liability, you will receive a notice of refusal from the insurance company within 3 days and explain the reasons. 2. After reaching a settlement agreement with the beneficiary, pay the money within 10 days.

Legal basis: Article 29 of the Social Insurance Law stipulates that the part of the insured's medical expenses that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical trading units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.