1. Basic medical insurance for urban employees: The basic medical insurance for urban employees shall be paid by the employer and individual employees according to state regulations, and a medical insurance fund shall be established. After the insured person has medical expenses, the medical insurance agency will give certain economic compensation to avoid or reduce the economic risks caused by illness and treatment.

2. New rural cooperative medical care: the new rural cooperative medical care and the basic medical insurance for urban residents shall be combined with individual contributions and government subsidies, and the treatment standards shall be implemented in accordance with state regulations. In addition, the types of medical insurance in China also include commercial medical insurance, subsidized medical insurance, fee medical insurance and public medical care.

3. Basic medical insurance for urban residents: The basic medical insurance system for urban residents (referred to as residents' medical insurance) is aimed at primary and secondary school students who are not covered by the basic medical insurance system for urban workers.

Expand the function of data payment medical insurance;

First, it is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves workers' worries, makes them work with peace of mind, and can improve labor productivity and promote the development of production.

The second is to adjust the income gap and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

Third, it is an important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.

Fourth, it is an important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by sharing the risk of disease expenses among the insured, which is conducive to promoting social civilization and progress.

References:

Baidu encyclopedia-medical insurance