Fund fixed investment refers to an investment method that invests a certain amount at a fixed time to purchase a designated fund, but it may also suffer losses. So why do you still lose money if you insist on fixed investment in funds? what is the reason? The following is analyzed by Xicaijun for everyone:

1. The selected fund is not of high quality

Although fund fixed investment is a relatively stable investment method, it does not mean that you do not need to be careful. When choosing funds, not all funds are suitable for fixed investment. The fund selected for fixed investment not only needs to have large fluctuations, but also needs the net value of the fund to rise in order to make a profit. If the net value of the fund has been declining, the more you insist on fixed investment, the more losses you may suffer. Therefore, for fixed investment funds, it is recommended to choose funds with stable and high returns, relatively stable industry development, and rising net worth.

2. The fixed investment time is short

Fund fixed investment is a long-term process, and it is common for some funds to not rise for a long time, especially in the market. When the market was poor, some investors chose to terminate their fixed investments when they saw no profits and failed to persist. If the fund subsequently shows an upward trend, profit opportunities will be missed.

3. Failure to properly set a profit stop

Although fund fixed investment is a long-term process, it does not mean that it cannot be sold midway. If the fund has been in an upward trend, , then you can continue to make money without selling, but funds generally fluctuate, rising and falling, so if investors do not take profits at a higher point, they may face losses later.

4. The timing of buying fixed investment is wrong

Generally speaking, the rise and fall of most funds show cyclical changes. After rising for a period of time, they will fall for a period of time. Then it goes up again, and it just goes back and forth. If investors choose to start fixed investment when the fund turns from rising to falling, or is in the early stages of decline, then the fund will generally fall subsequently, so even if you insist on fixed investment, there may be no profit for a period of time in the beginning. , or even a loss.

And if the time of fixed investment is not grasped well, for example, if you choose to buy when the fund rises, it will also lead to an increase in transaction costs and the difficulty of making profits. This generally requires Wait longer to reap some benefits.