There is no difference between good and bad, it depends on your needs. Index funds take the sample stocks of the stock market index as the investment object, and build a portfolio by buying some or all of the sample stocks. The purpose is to make the fluctuation trend of the fund basically consistent with the index, obtain roughly the same income ratio, and effectively avoid non-systematic risks. Because the stock selection of index funds is basically limited to the constituent stocks in the index, it is also called passive management fund. For many investors, index funds provide the most convenient and simple way to invest.

1. Investors don't have to worry about whether the fund manager will change his investment strategy, because index fund managers don't need to choose their own stocks, so it doesn't matter who the fund manager is. It can protect your investment from bad fund managers. You don't need to pay close attention to the fund's trends like the holders of actively managed funds, such as whether the investment team has changed or not, and whether the fund manager is still in office. Investing in index funds is like investing in the whole stock market. In theory, all investors can get an average return. The difference between the two funds is mainly reflected in the investment object and investment risk. The so-called "better" should also vary from person to person and be chosen according to the different risk preferences and interest needs of investors.

2. If you pay more attention to high expected returns, can take high risks and are used to investing in stocks and futures, then you'd better choose index funds, because index funds have more opportunities to obtain high expected returns than hybrid funds. If you have a certain risk tolerance and usually choose some relatively stable financial products, then choosing a hybrid foundation is more suitable for you. On the one hand, funds with low risk in the portfolio, such as bond funds, can be used as part of the principal guarantee; On the other hand, we can rely on equity funds with greater profit opportunities to obtain higher expected returns. The above is the comparison between index funds and hybrid funds. I hope it helps you. Tips: Financial management is risky, and investment needs to be cautious.