The change treasure of Huaifang Bank has certain risks, but the risk is relatively low. After all, it is a relatively formal bank, but we also remind everyone not to invest too much, otherwise the losses will be even greater in the later period, so we should consider it in both directions. Nowadays, many people manage their own salaries. After all, it is also left behind. Since we can get some extra income, everyone will definitely want to try it. Of course, there are certain risks in the middle to see if they can bear it.

First, is it risky to change money?

The change treasure is linked to two monetary funds, Guangfa Tiantianhong Monetary Fund and Huitianfu cash treasure Monetary Fund. The income deposited in the change treasure is also generated by the corresponding money fund. Is the change treasure risky? Monetary fund is a kind of fund, which mainly invests in national debt, bank deposits, short-term bills and so on. Low risk and stable income. Although it is possible to lose money in theory, in practice, there are few cases of money fund losing money. So it can be considered that the risk of the money fund is almost zero. The change treasure is connected with two money funds, so there is almost no possibility of losing money, and some just have different returns. Qian Bao, as a monetary fund, also has certain risks, but this risk is very low. Moreover, Yifubao's value-added treasure "Zero Money Treasure" account is insured by China People's Insurance Company, and the account can be fully paid if it is stolen. In this way, the risk of change treasure is greatly reduced.

Second, do a good job of risk assessment in advance before buying products.

As long as it is linked to money, there are risks. Therefore, before making an investment, you must have a certain risk assessment to see what kind of investment method you are suitable for, and then choose a product to invest. Don't think this is just a simple test. You should know that it is judged according to your situation. Some people think this test is inaccurate, but when you buy an ultra-high-risk investment, you feel that you can't afford it. How did you lose so much principal today? This is the consequence of ignoring risk assessment, so you must improve your understanding of risk assessment. Generally speaking, the change treasure of Huaifang Bank is more formal and reliable, even if it is risky, it is relatively small. You can try it.