1. Standardized products: Non-standardized financial assets such as securities and bonds refer to creditor's rights assets that are not traded in the interbank market and the stock exchange market, including but not limited to credit assets, trust loans, entrusted creditor's rights, acceptance bills, letters of credit, accounts receivable, various income rights, equity financing with repurchase clauses, etc.
2. Non-standardized creditor's rights assets refer to creditor's rights assets other than the above-mentioned creditor's rights assets such as trust loans that are not publicly listed and traded. Compared with standardized debt assets, such assets are generally not publicly issued, with high risk, low liquidity and lack of standardized securities characteristics, but the nominal rate of return will be much higher.
Extended data:
Four main tasks of financial industry standardization:
Establish a new financial industry standard system covering financial products and services, financial infrastructure, financial statistics, financial supervision and risk prevention and control;
Strengthen the implementation of financial industry standards and give play to the role of government, industry associations, certification bodies and enterprises;
Establish a supervision and evaluation system for financial industry standards, and supervise the implementation of mandatory standards and recommended standards by classification;
We will continue to promote international financial standardization, increase the number of experts in key fields such as mobile financial services, non-bank payment and digital currency, and strive to lead the formulation of the international standard 1-2.
Four major tasks of financial industry standardization work are clear-China search headlines