Alipay showed a profit, but found itself losing money when it was redeemed. This is because the settlement and redemption time is delayed, and the price will not stay at the moment of your redemption. In addition, buying and selling funds in Alipay still requires a certain handling fee. If the handling fee is greater than the fund's income, then at the time of redemption, it is also in a state of loss. So when we buy a fund, we suggest holding it for a long time. On the one hand, because of market changes, we can't guarantee that we can buy at a low level and sell at a good time. In addition, long-term holding will reduce day trading, and the handling fee will be much lower.

First of all, fund purchases should be cautious. Compared with stocks, funds are relatively stable wealth management products and may be higher than bank deposits. Therefore, many people choose to invest in some funds when investing in financial management, on the one hand, for income, on the other hand, for saving money. But you must be cautious when buying funds, because all financial management has certain risks.

Second, the fund also has risks. Although the risk of funds may be lower than that of stocks, funds also have certain risks. When we invest in financial management, we should use our spare money to invest. Only by leaving enough money for a normal life can we ensure that when the fund loses money, it will not have a bad impact on our lives.

Third, Alipay will charge a certain service fee. Many people may not know much about other financial accounts, but Alipay provides us with a good financial platform. You can choose to buy various funds without leaving home, and you can get income. Therefore, many people will choose to buy funds directly on Alipay platform, but Alipay has a certain handling fee. Pay attention to this, too. Generally, when buying and selling, the specific expenses will be displayed.