1. Establishment of institutions: The government has set up medical institutions specifically for military personnel and veterans to provide services directly. This model guarantees the medical rights and interests of soldiers, and at the same time reduces the medical burden of the government.
2. Introducing security: medical insurance for the elderly and the poor (medical insurance and Medicaid). These two insurance plans cover most of the elderly and the poor in the United States, enabling them to obtain basic medical security.
3. Commercial insurance: The health risks of ordinary American residents can be guaranteed by purchasing private health insurance. This model enables American citizens to choose their own insurance products according to their own economic and health conditions.
4. Social-business integration model: American social-business integration model and innovation of payment methods can provide enlightenment for China. For example, the United States improves the coverage of medical insurance and stabilizes the renewal rate through the integration model of social and business, pays attention to the development of preventive medicine, provides free preventive medical services, introduces the value medical payment model, and pays attention to medical quality and cost control.
Benefits of medical insurance:
1, reduce the burden of medical expenses: medical insurance can help the insured share medical expenses and reduce personal economic pressure. By paying a certain proportion of out-of-pocket expenses and part of medical expenses, the insured can get more medical security and reduce the high expenses caused by disease treatment.
2. Improve the quality of medical services: Medical insurance can promote medical institutions to improve service quality, strengthen medical management and improve the level of medical services. Because medical insurance institutions will supervise and assess medical institutions, institutions whose medical service quality is not up to standard will be punished or restricted from using medical insurance funds.
3. Protection of health rights and interests: Medical insurance can help the insured get better protection. Through medical insurance reimbursement, the insured can get more medical security and drug support, thus better safeguarding their own health rights and interests.