The net value of the money fund remains unchanged, and the income is calculated once a day, that is, every 10,000 income. If you buy 1 0,000 yuan, today's earnings per 10,000 shares are 1.2 yuan, then your earnings today are 1, 000×1.21,0000 = 0.6550. When you redeem it, it is the daily cumulative value of the income. At the end of each month, the money fund automatically converts your income into shares, which is also calculated from next month. You only need to redeem all the shares when redeeming.