1, apply. Workers with the extraction of proof materials, to the unit to extract the housing provident fund application. The unit shall verify and issue the "Application Form for Housing Provident Fund Extraction" stamped with the official seal to the employees who meet the extraction conditions.

2. Wait for notice. Workers hold the "Application Form for Housing Provident Fund Extraction", their housing provident fund cards and relevant supporting materials, and go to the relevant branches of the center for extraction and approval. Make a decision on approval or disapproval of withdrawal within three working days from the date of accepting the application.

3. Complete the extraction procedure. After the approval, bring relevant materials to the corresponding bank for withdrawal procedures.

The establishment of employee housing provident fund system provides a guarantee for employees to solve housing problems quickly and well. The establishment of housing provident fund system can effectively establish and form a mechanism and channel for employees with housing to help employees without housing. Housing provident fund provides financial assistance to employees without housing, which reflects the mutual assistance of employee housing provident fund. Every urban employee must pay the individual housing provident fund from the date of joining the work to the time of retirement or termination of labor relations. The employee's unit should also pay the housing provident fund for employee subsidies as required.

legal ground

Regulations on the administration of housing provident fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.